We know that people are different – they have different investment habits and different feelings about risk. Some are close to retirement and others, nowhere near it.
Our MySuper default investment option for Tasplan Super members only, Tasplan OnTrack, changes with you over your life to help you achieve your retirement goals. In this option, your investment strategy shifts in four life-stages from long-term growth when you’re younger, to a safer approach as you age.
With Tasplan OnTrack, we automatically reduce your investment risk as you age.
The four Tasplan OnTrack stages
What happens during each stage?
Members aged 49 and under.
Focused on capital growth. This stage aims to achieve high long-term investment returns, while tolerating a high level of volatility of returns.
Members aged 50 to 54.
Begins to reduce the impact of capital losses. This stage aims to achieve high long-term investment returns, while accepting a medium to high level of investment risk.
Members aged 55 to 59.
An increased focus on capital protection. This stage aims to achieve moderate to high investment returns, while accepting a medium to high level of investment risk.
Members aged 60 and over.
Seeks to provide stability in your super savings. It aims to achieve moderate investment returns, while accepting a medium level of risk.
Can I choose to invest in Tasplan OnTrack or mix it with other investment options?
Yes, you can select Tasplan OnTrack as an option for your investments, but only if you’re a Tasplan Super member.
You can’t, however, select a specific Tasplan OnTrack stage.