Investment costs

The costs of managing your investments may include investment fees, performance-based fees and indirect costs. They’re paid from investment earnings before they’re credited to your account. The amount you pay will depend on the investments you’ve chosen.

The Investment cost tables below show the estimated fees for a full financial year for the Tasplan Super and Tasplan Pension funds. More information can be found in our Fees and costs fact sheet.

The Borrowing and other costs tables below show estimated borrowing, property operating and transactional and operational costs for the Tasplan Super and Tasplan Pension funds.

Super

Investment optionEstimated investment fee each year1
Estimated indirect cost ratio2
Investment fee (base)Performance related feeTotal
Growth  0.50%  0.02%  0.52% 0.20%
Sustainable  0.50%  0.17% 0.67% 0.18%
Balanced  0.45% 0.03%  0.48%  0.21% 
Moderate  0.35% 0.03%  0.38%  0.20% 
Conservative  0.30%  0.02%  0.32%  0.20% 
Australian shares  0.34%  0.00%  0.34%  0.17% 
International shares  0.53% 0.00%  0.53%  0.10% 
Property   0.58% 0.11%  0.69%  0.28% 
Fixed interest  0.20%  0.00%  0.20%  0.19% 
Cash  0.06%  0.00%  0.06%  0.00% 
 Tasplan OnTrack®    Build  0.50% 0.02%  0.52%  0.20% 
 Sustain 0.45%  0.03%  0.48%  0.21% 
Control  0.41%  0.03%   0.44% 0.21% 
Maintain  0.35%  0.03% 0.38%  0.20% 

1 Investment and performance related fees are based on estimated annual fees for a full year and are indicative only. Future investment fees will vary mainly due to the underlying investments used, performance and asset allocation.

2 The indirect cost ratio is estimated based on actual costs incurred in 2017-18 and vary from year-to-year.

® Registered to Tasplan Pty Ltd ABN 13 009 563 062.

Pension

Investment optionEstimated investment fee each year3Estimated indirect cost ratio4
Investment fee (base)Performance related feeTotal
Growth 0.50%  0.02%  0.52%  0.20%
Sustainable  0.50% 0.17% 0.67% 0.18%
Balanced  0.45% 0.03% 0.48% 0.21%
Moderate 0.35% 0.03% 0.38% 0.20%
Conservative  0.30% 0.02% 0.32% 0.20%
Australian shares  0.34% 0.00% 0.34% 0.17%
International shares  0.53% 0.00% 0.53% 0.10%
Property  0.58% 0.11% 0.69% 0.28%
Fixed interest  0.20% 0.00% 0.20% 0.19%
Cash  0.06% 0.00% 0.06% 0.00%

3 Investment and performance related fees are based on estimated annual fees for a full year and are indicative only. Future investment fees will vary mainly due to the underlying investments used, performance and asset allocation.

4 The indirect cost ratio is estimated based on actual costs incurred in 2017-18 and vary from year-to-year.

 

Borrowing and other costs

The following tables show estimated borrowing, property operating and transactional and operational costs for the Tasplan Super and Tasplan Pension funds. These costs have been estimated based on costs incurred in 2017-18. The property operating and borrowing costs are additional costs that generally reduce the earnings of underlying investment within your investment options. The transactional and operational costs are included in the indirect cost ratio.

Super

Investment optionEstimated property operating costs each yearEstimated borrowing costs each yearEstimated transactional and operational costs included in the indirect cost ratio each year
Growth 0.10% 0.13% 0.20%
Sustainable 0.20% 0.11% 0.18%
Balanced 0.12% 0.12% 0.21%
Moderate 0.14% 0.09% 0.20%
Conservative 0.09% 0.07% 0.20%
Australian shares 0.00% 0.00% 0.17%
International shares 0.00% 0.00% 0.10%
Property 1.22% 0.58% 0.28%
Fixed interest 0.00% 0.00% 0.19%
Cash  0.00% 0.00% 0.00%
Tasplan OnTrack Build 0.10% 0.13% 0.20%
Sustain 0.12% 0.12% 0.21%
Control 0.14% 0.11% 0.21%
Maintain 0.14% 0.09% 0.20%


Pension

Investment optionEstimated property operating costs each yearEstimated borrowing costs each yearEstimated transactional and operational costs included in the indirect cost ratio each year
Growth 0.10% 0.13% 0.20%
Sustainable 0.20% 0.11% 0.18%
Balanced 0.12% 0.12% 0.21%
Moderate 0.14% 0.09% 0.20%
Conservative 0.09% 0.07% 0.20%
Australian shares 0.00% 0.00% 0.17%
International Shares 0.00% 0.00% 0.10%
Property 1.22% 0.58% 0.28%
Fixed interest 0.00% 0.00% 0.19%
Cash 0.00% 0.00% 0.00%