Transition to retirement


Give your super balance a boost by making extra contributions, without reducing your take-home pay.


Get a taste of retirement by cutting down your working hours but keeping the same take-home pay.

What are the benefits?

The benefits of using a transition to retirement strategy are:

  1. you may pay less tax
  2. it can help grow your super
  3. allows you to ease into retirement
  4. brings forward those things you’re holding off doing until retirement.

Are you eligible?

You can access your super using a transition to retirement strategy once you reach your preservation age

Date of birth Preservation age (years)
Before 1 July 1960 55
1 July 1960 – 30 June 1961 56
1 July 1961 – 30 June 1962 57
1 July 1962 – 30 June 1963 58
1 July 1963 – 30 June 1964 59
After 30 June 1964 60

Transitioning to retirement is different for everyone.

If you’re thinking about transitioning to retirement it’s best to speak to one of our qualified financial planners to find a solution that best suits you.

Contact us to book an appointment.